Business Account / Card to Account

Turn Any Invoice into Working Capital

The credit on your commercial card, paid out to any supplier worldwide as a bank transfer.

Overview

Extend working capital. Improve cash flow.

No new financing required.

Pay supplier invoices using your existing business card. PingPong handles the transaction and settles funds directly to your supplier’s bank account, domestically or internationally. Your suppliers receive payment exactly as before: on time and under your name.

Extend working capital

Move payables from bank transfer to card and keep cash in your business 45+ days longer, without new credit lines or changes to supplier terms.

Pay any supplier, anywhere

No additional supplier setup required. Funds settle to their bank account in 175 countries.

Start fast, then scale when ready

Go live on the web portal with no integration. As volume grows, connect via API to your ERP or TMS.

Protect the full payment lifecycle

From onboarding to real-time transaction monitoring, PingPong ensures only legitimate, low-risk accounts are approved by combining automated KYC/AML tools, blacklist checks and fraud screenings, and manual reviews.

How it works

Pay by card. Settle by bank. Keep your cash longer.

01

Buyer pays by card

Buyer pays supplier’s invoice plus service fee using a commercial payment card — no wire transfer needed.

P

02

Processing

PingPong processes the buyer’s card payment in the local currency, then remits the settlement to the supplier’s bank account.

03

Supplier receives settlement

Supplier receives the payment directly from PingPong (domestic or global), in T+0 or T+1 for most currencies.

$

04

Buyer’s card payment due

The buyer’s actual cash outflow occurs only when the card payment is due (Day 45+), keeping cash flow free in the meantime.

Use Cases

Hold onto cash longer, and grow your business while doing so.

Turn payables into a working capital lever.

  • Hold cash 45+ days longerCard billing cycles add time between invoice and outflow, with no new financing to arrange.
  • Forecast with confidenceConsolidated card payments make payables easier to plan, track, and report.
  • Protect supplier relationshipsEvery payment arrives on time, so float never comes at a supplier's expense.

Use Cases

Hold onto cash longer, and grow your business while doing so.

Turn payables into a working capital lever.

  • Hold cash 45+ days longerCard billing cycles add time between invoice and outflow, with no new financing to arrange.
  • Forecast with confidenceConsolidated card payments make payables easier to plan, track, and report.
  • Protect supplier relationshipsEvery payment arrives on time, so float never comes at a supplier's expense.

Use Cases

Hold onto cash longer, and grow your business while doing so.

Turn payables into a working capital lever.

  • Hold cash 45+ days longerCard billing cycles add time between invoice and outflow, with no new financing to arrange.
  • Forecast with confidenceConsolidated card payments make payables easier to plan, track, and report.
  • Protect supplier relationshipsEvery payment arrives on time, so float never comes at a supplier's expense.

In Partnership with Leading Card Schemes

Every invoice is an opportunity. Put yours to work.

Speak to a member of our team.

Every invoice is an opportunity. Put yours to work.

Speak to a member of our team.

Every invoice is an opportunity. Put yours to work.

Speak to a member of our team.